Operating in multiple jurisdictions requires more than local insurance — it demands coordination between headquarters, HR policies, and Swiss law.
We act as your local insurance partner in Switzerland, ensuring that global mobility policies translate seamlessly into compliant, optimized Swiss solutions.
Focus:
International assignments and relocations
Integration with global HR frameworks
Executive and VIP coverage structures
Our work with multinational clients goes far beyond standard brokerage.
We provide end-to-end advisory support — from onboarding employees relocating to Switzerland, to structuring comprehensive group and executive insurance plans aligned with both Swiss regulations and global company policies.
We assist HR and mobility teams in harmonizing benefits across jurisdictions, ensuring full compliance while maintaining the flexibility required for diverse international workforces.
Through close coordination with insurers and corporate partners, we deliver measurable improvements in efficiency, cost control, and employee satisfaction.
Whether supporting a global headquarters or a regional branch, our goal remains constant:
to make complex, cross-border insurance administration simple, compliant, and consistent.
Each organization faces its own structure, priorities, and constraints.
These examples illustrate how strategic, independent consulting can simplify complex international arrangements — delivering compliance, cost efficiency, and clarity for both HR teams and employees.
A company’s loss of income insurance (indemnités journalières maladie) faced a 15% premium increase due to high claim volumes.
We reviewed each open claim, identified over-provisioned cases, and negotiated directly with the insurer.
After clarifying the real exposure, the increase was reduced to 10%, saving the company thousands while preserving full coverage and a transparent partnership with the insurer.
After a corporate split, a large Swiss company continued to insure all employees under SUVA.
We identified that administrative and HR roles were not legally SUVA-mandatory and transferred them to private coverage — maintaining the same protection at a lower cost.
The company now saves several thousand francs per year, all while remaining fully compliant with Swiss accident insurance law.
A multinational relocating employees to Switzerland faced delays and inconsistencies in health insurance onboarding.
We negotiated a corporate framework granting automatic acceptance for all new hires and their families, semi-private coverage, and no maternity waiting period — all at no cost to the employer.
The result: seamless onboarding, equal benefits for all, and reduced administrative effort for HR.
Whether you represent a company, manage a relocation program, or simply want to optimize your personal coverage, we’ll guide you through the right solution, discreetly and efficiently.
joachim@j-merillat.com
079 936 41 95